Terms of Service
Last updated: 27 August 2026
These terms govern your use of the Canny Penny iPhone app and cannypenny.com (the "Service"), provided by Mikhail Mendel ("we", "us"). By using the Service you agree to these terms.
1. The Service
Canny Penny reads supermarket receipts you provide and presents spending insights, price trends and savings suggestions. The Service is provided for personal, non-commercial use.
2. Your account
You sign in with Apple. You are responsible for keeping access to your Apple account secure. You must be at least 16 years old to use the Service.
3. Acceptable use
You agree not to misuse the Service, including: attempting to disrupt or reverse-engineer it; submitting content you have no right to submit; using it unlawfully; or attempting to access other users' data. You may only send receipts and content that relate to your own purchases.
4. Accuracy of insights
Receipt reading and price/savings information are generated automatically and may contain errors. They are provided for general information only and are not financial advice. Always check important figures yourself. Prices shown for comparison may not reflect current in-store prices.
5. Your content
You retain ownership of the receipts and content you submit. You grant us a licence to process it solely to provide the Service, as described in our Privacy Policy.
6. Availability
We aim to keep the Service available but do not guarantee it will be uninterrupted or error-free. We may change, suspend, or discontinue features at any time.
7. Termination
You may stop using the Service and delete your account at any time from within the app. We may suspend or terminate access if these terms are breached.
8. Liability
To the extent permitted by law, the Service is provided "as is" and we are not liable for any indirect or consequential loss arising from your use of it. Nothing in these terms limits liability that cannot be limited under applicable law.
9. Governing law
These terms are governed by the laws of England and Wales, and disputes are subject to the courts of England and Wales.